If you are in an accident and it is the other driver's fault, most likely the other driver's insurance company will be calling you. Things they probably won't tell you:
- you do not have to, nor should you, give them a recorded statement. If they want to know what happened, they can read the police report.
- you do not have to, nor should you, give them a medical authorization to get your medical records. Your insurance company will get the records as they pay the medical bills (you do have an obligation to cooperate with your own company, it's in your insurance policy). When the time is right to try to resolve your claim, you can order a copy of your records from your own insurance company and, if need be, send them to the "at-fault" insurance company for the other driver. That way, you are in control of your records.
- you should not be in a hurry to try to resolve a bodily injury claim- you have up to 2 years in Pennsylvania. Once you sign a Release, the at-fault insurance company is no longer responsible for anything.
- the insurance company is in the business of 'trying to pay as little as they can get away with'. The other person's insurance company is not on your side, not your good neighbor and you are not in good hands with them. They have thousands of claims just like yours against them. They are experts at deriving ways to pay less than what the claim is worth and that adds up for them.
-On average, by hiring an attorney who specializes in this area of law, the value of your claim increases by far greater than the fee the attorney would end up earning. In short, on average, you net more by having an attorney. And, the attorney would do all the work so you can just concentrate on getting better. The insurance company knows this and thus does not want you to go to an attorney. You are not a threat to them without an attorney. They place a different evaluation on the case for unrepresented claimants.
If you have any questions, or would like more information, feel free to contact us. We have been specializing in insurance claims and auto insurance law since 1963.
Mayerson Schreiber McDevitt, P.C.
(610) 948-4800
http://www.mayerson.com/
Limerick Pottstown Royersford Douglassville Gilbertsville
Injured? We work for your case. 610-792-3304
www.PAinjurycase.com
About Me
- David Schreiber
- I have been practicing law since 1994. From 1994-1998, I was a State's Attorney with the "Governor's Law Firm", called the Office of General Counsel. I represented the Commonwealth of Pennsylvania in Civil Actions, including winning cases on appeal before the Commonwealth Court. In 1998, I joined a local firm. I became a shareholder. I am now a Partner at Wolpert Schreiber P.C., focusing on injury law and insurance disputes. I am one of the few lawyers handling injury cases who has worked exclusively both as a lawyer for injured people and in house for a large law group defending those claims when I was with the "Governor's Law Firm". My work also includes Insurance Disputes and Contracts. I have successfully handled hundreds and hundreds of cases, including cases to jury verdict, in State and Federal Court. I am honored to help people who come to us to solve their problems. Our goal is to seek truth and accountability, while working as hard as possible for our clients. I have obtained millions of dollars in recoveries for clients over the years. We work for your case.