You should have both your insurance company and the other drivers insurance company both appraise your vehicle. Make sure you take your own pictures. To be considered a total loss in Pennsylvania, the damge must be at least 75% or higher of the car's actual cash value. If totaled, you have the right to ask the insurance company how they came up with their appraisal. They often use the CCC Book- which is biased because it is put out by the insurance industry. You can ask them to use NADA or Blue Book. You can also send them listings for "like-kind" vehicles in your area to have them average them out for a value. Don't just accept the insurance company's appraisal if you do not believe it is fair. You have the right to challenge them as indicated above.
You also have the right after you resolve the property damage to ask for a "supplemental" appraisal. There may be additional damage not originally found.
Make sure you do not sign a Release, especially not a "General Release".
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
Pottstown Royersford Douglassville Limerick Gilbertsville
Injured? We work for your case. 610-792-3304
www.PAinjurycase.com
About Me
- David Schreiber
- I have been practicing law since 1994. From 1994-1998, I was a State's Attorney with the "Governor's Law Firm", called the Office of General Counsel. I represented the Commonwealth of Pennsylvania in Civil Actions, including winning cases on appeal before the Commonwealth Court. In 1998, I joined a local firm. I became a shareholder. I am now a Partner at Wolpert Schreiber P.C., focusing on injury law and insurance disputes. I am one of the few lawyers handling injury cases who has worked exclusively both as a lawyer for injured people and in house for a large law group defending those claims when I was with the "Governor's Law Firm". My work also includes Insurance Disputes and Contracts. I have successfully handled hundreds and hundreds of cases, including cases to jury verdict, in State and Federal Court. I am honored to help people who come to us to solve their problems. Our goal is to seek truth and accountability, while working as hard as possible for our clients. I have obtained millions of dollars in recoveries for clients over the years. We work for your case.