Underinsured motorist coverage (UIM) and Uninsured motorist coverage (UM) act as a safeguard for drivers who are involved in an auto accident with another driver who either does not have enough coverage, or is uninsured. The State Minimum requires only $15,000 in liability coverage. Obviously, if you or a family member has a serious injury or lost future earnings or other serious economic losses, that probably will not cover your damages.
When you purchase an insurance plan with UIM and UM coverage, you are guaranteed some degree of compensation after an accident, even if the other motorist has no liability coverage. This means that your insurance company will cover any expenses that the uninsured at-fault driver’s insurance company would otherwise pay.
UIM and UM coverage are extremely important to the safety of you and your family. That coverage protects you and your family against everyone else's carelessness. When you purchase UIM and UM coverage, you are protected against financial setbacks such as medical expenses, lost wages, and other losses that you would otherwise incur if the at-fault driver was not insured.
This coverage is well worth the investment. If you have any questions or would like more information, feel free to contact us.
Mayerson Schreiber McDevitt, P.C.
610-948-4800
http://www.mayerson.com
Royersford Gilbertsville Douglassville Pottstown Limerick
Injured? We work for your case. 610-792-3304
www.PAinjurycase.com
About Me
- David Schreiber
- I have been practicing law since 1994. From 1994-1998, I was a State's Attorney with the "Governor's Law Firm", called the Office of General Counsel. I represented the Commonwealth of Pennsylvania in Civil Actions, including winning cases on appeal before the Commonwealth Court. In 1998, I joined a local firm. I became a shareholder. I am now a Partner at Wolpert Schreiber P.C., focusing on injury law and insurance disputes. I am one of the few lawyers handling injury cases who has worked exclusively both as a lawyer for injured people and in house for a large law group defending those claims when I was with the "Governor's Law Firm". My work also includes Insurance Disputes and Contracts. I have successfully handled hundreds and hundreds of cases, including cases to jury verdict, in State and Federal Court. I am honored to help people who come to us to solve their problems. Our goal is to seek truth and accountability, while working as hard as possible for our clients. I have obtained millions of dollars in recoveries for clients over the years. We work for your case.