Should I sign a medical authorization?

If you are in a car accident and it is another driver's fault, their insurance company will contact you. They will likely ask you for a recorded statement. It is in your best interest not to provide a recorded statement to the other insurance company. They are not on your side, they are looking for information to use against you. Their job is to save their company money and try to pay as little as possible on a claim. The "at-fault" insurance company may also ask you to provide them with a medical authorization. It is in your best interest not to do so. You want to be in control of your own medical records. You can obtain your records yourself and provide those to the other insurance company. Your own insurance company is usually permitted to, under your insurance contract, to obtain a medical authorization from you. Your company typically needs the medical records when processing the medical bills. In Pennsylvania, it's called "No-Fault" for medical. That is, regardless of whose fault it is, your medical bills (up to the limits of your medical coverage) are paid by your own insurance company.

It is recommended that you hire a lawyer who specializes in personal injury claims and car accidents. Our firm has been specializing in these areas of law since 1963. For more information, feel free to contact us. We do not charge any hourly fees for this type of work.

David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
610-948-4800
www.mayerson.com

Serving Pottstown, Royersford, Limerick, Spring City, Douglassville, Phoenixville, Birdsboro, Gilbertsville, Boyerstown, Bechtelsville

Should I pursue a personal injury claim?

It depends on whether you have "damages". This means, how have you been affected? Do you have legitimate injuries and/or economic losses? How long have you had to treat with doctors? Have you lost time from work or school? As an experience firm specializing in personal injury law, we can help you answer this. There is no cost to meet with us. We have been in practice helping people for 46 years.

David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
800-524-7300

Serving Pottstown, Spring City, Royersford, Limerick, Douglassville, Phoenixville, Gilbertsville, Boyerstown, Birdsboro areas

How to file a complaint against a licensed professional in Pennsylvania

The Department of State investigates complaints against someone who holds a professional license, such as an accountant, dentist, doctor, realtor, etc. If you believe that such a person has done something in their professional dealings with you that is unethical, immoral, below acceptable standards of the profession, or out of the scope of their profession.

http://www.dos.state.pa.us/bpoa/cwp/view.asp?a=1104&Q=432617

If you would like more information, feel free to contact us. This Complaint with the Department of State is not the same as a civil suit for damages.

David E. Schreiber
www.mayerson.com
Mayerson Schreiber McDevitt, PC

Serving: Pottstown, Spring City, Gilbertsville, Royersford, Limerick, Phoenixville, Birdsboro, Douglassville

Who is responsible for my medical bills if I exhaust the medical coverage available to me under my auto policy?

In Pennsylvania, the minimum of medical coverage required is $5,000. It is also commonly sold in $10,000, $25,000 or $100,000 depending on the carrier.

If your medical expense benefit is exhausted, which may be listed as "PIP" coverage on your policy, you are usually eligible to pass the additional medical costs on to your health insurance plan. However, depending on your type of coverage, your health insurance company may not cover all of your treatments, and may only pay a percentage of your bills.

If your injuries were caused by another driver, you may choose to file a lawsuit against the at-fault party to obtain compensation for your medical bills.

If you would like more information, please contact us.

David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800

Serving: Pottstown, Spring City, Royersford, Gilbertsville, Birdsboro, Phoenixville, Douglassville, Boyertown, Limerick and the local area

Local Lawyers National Reputation

Insurance Company makes low offer on my car

The insurance companies train their adjustors to settle claims for as little as they can. Especially the other person's insurer, if they are at fault, are at odds with you. Their interest to save the company money.

Time is on their side.

Also, the insurance company will typically use the "CCC" valuation to support what their offer is. That is put out by the insurance industry usually deflated valuations. The NADA partically is a value book you should consult. You can also supply prices of "like-kind" vehicles for sale to the insurance company.

There is also the issue of, even if repaired, your vehicle will have a "diminished value" because the damage will show up on a Carfax report. Thus, when you later go to try to sell it, it's value is less than if it had not been in a crash.

If you would like more information, please contact us. Our firm has successfully worked in this area for decades.

David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com

serving Pottstown, Royersford, Spring City, Douglassville, Birdsboro, Phoenixville, Limerick, Gilbertsville, Boyertown

Local Lawyers- National Reputation

How do I find Pennsylvania Court Rules?

http://ujsportal.pacourts.us/LocalRules/RuleSelection.aspx

This link will find county court rules in Pennsylvania.

If you have any questions, feel free to contact us.

David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800

serving: Pottstown, Spring City, Phoenixville, Birdsboro, Royersford, Limerick, Gilbertsville, Douglassville, Berks County, Chester County, Montgomery County

Should I take photographs of my car

If you are in a car accident, it is likely that the insurance company will take digital pictures of your car as part of the claim process.

But, you should absolutely take your own photos or have someone you know take them. You will have control of the photos and be ensured that adequate ones are taken. This is part of making sure you document your claim. It is also helpful to prove later how hard the impact was.

If you have any questions, feel free to contact us.

David E. Schreiber, Esq.
Mayerson Schreiber McDevitt, PC
www.mayerson.com

serving Pottstown, Royersford, Spring City, Limerick, Boyertown, Douglassville, Phoenixville, Birdsboro, Gilbertsville.