Who is responsible for my medical bills if I exhaust the medical coverage available to me under my auto policy?
In Pennsylvania, the minimum of medical coverage required is $5,000. It is also commonly sold in $10,000, $25,000 or $100,000 depending on the carrier.
If your medical expense benefit is exhausted, which may be listed as "PIP" coverage on your policy, you are usually eligible to pass the additional medical costs on to your health insurance plan. However, depending on your type of coverage, your health insurance company may not cover all of your treatments, and may only pay a percentage of your bills.
If your injuries were caused by another driver, you may choose to file a lawsuit against the at-fault party to obtain compensation for your medical bills.
If you would like more information, please contact us.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
Serving: Pottstown, Spring City, Royersford, Gilbertsville, Birdsboro, Phoenixville, Douglassville, Boyertown, Limerick and the local area
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