If you are in a car accident and it is another driver's fault, their insurance company will contact you. They will likely ask you for a recorded statement. It is in your best interest not to provide a recorded statement to the other insurance company. They are not on your side, they are looking for information to use against you. Their job is to save their company money and try to pay as little as possible on a claim. The "at-fault" insurance company may also ask you to provide them with a medical authorization. It is in your best interest not to do so. You want to be in control of your own medical records. You can obtain your records yourself and provide those to the other insurance company. Your own insurance company is usually permitted to, under your insurance contract, to obtain a medical authorization from you. Your company typically needs the medical records when processing the medical bills. In Pennsylvania, it's called "No-Fault" for medical. That is, regardless of whose fault it is, your medical bills (up to the limits of your medical coverage) are paid by your own insurance company.
It is recommended that you hire a lawyer who specializes in personal injury claims and car accidents. Our firm has been specializing in these areas of law since 1963. For more information, feel free to contact us. We do not charge any hourly fees for this type of work.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
610-948-4800
www.mayerson.com
Serving Pottstown, Royersford, Limerick, Spring City, Douglassville, Phoenixville, Birdsboro, Gilbertsville, Boyerstown, Bechtelsville