Under Pennsylvania Law, certain parts of the damages are covered under what is called "first-party" or "no-fault" coverage. For example, even if the other person is at fault, the medical bills are paid by your insurance company- that is part of what you paid your premiums for all this time. But, your auto insurer will only pay the medical bills up to the limit of your coverage. You should check your coverages or call your agent to find out. After that, your health insurance would pay but may likely be entitled to "subrogation" (see previous blog posts for explanation of subrogation).
Depending on the coverages you purchased, you may also be entitled to property damage coverage, wage loss coverage and other possible benefits.
If you would like more information, please contact us.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
610-948-4800
www.mayerson.com
serving: Pottstown, Spring City, Phoenixville, Royersford, Limerick, Douglassville, Boyertown, Birdsboro, Gilbertsville, Chester County, Montgomery County, Berks County.