You have been in a car accident. Or, someone else or some company has injured you.
You need to know that you have options and have some leverage. Do not provide a recorded statement to the other person's insurance company without having a lawyer. Do not sign any paperwork the other person's insurance company sends you without a lawyer reviewing it for you.
The other person's/company's insurance company are specialists in dealing with this. It is probably the first time you've ever had to go through something like being hurt in a car accident. The insurance company is in business to make a profit. They do this by paying as little as they can get away with on any claim. Unfortunately, you are then at a huge disadvantage because you don't know what they know.
Our firm has been in business 46 years specializing in injury law. Most of our business is from recommendations by clients we have represented. We treat people with respect, pay attention to their case, and do everything possible to get you the best result.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
serving: Pottstown, Spring City, Boyertown, Royersford, Phoenixville, Birdsboro, Gilbertsville, Douglassville, Limerick areas.
Wednesday, September 23, 2009
Thursday, September 10, 2009
Health Insurance Reform
AAJ Outlines Solutions for Real Health Care Reform
Washington, DC—Continuing to push back against the rhetoric and mistruths in the health care debate, the American Association for Justice (AAJ) today outlined three pillars of its efforts to educate lawmakers and the public on real solutions for reform.
“Over the last month, there has been a great deal of empty rhetoric, mistruths and outright lies about health care reform,” said AAJ President Anthony Tarricone. “Limiting the legal rights of patients will do nothing to cover the uninsured or lower health care costs. Patients’ rights are not bargaining chips.”
In a conference call with reporters, Tarricone outlined three pillars to AAJ’s efforts:
(1) Our country is in desperate need of health care reform, and we must pass a bill that lowers costs and covers the uninsured. It is clear our health care system is in crisis. We fully support the efforts underway to fix health care and bring health and economic security to millions of Americans. Trial attorneys are small businesses as well. We struggle every day to provide health insurance to our own employees. Reforming health care is in everyone’s best interest.
(2) The health care bill must reduce medical errors. According to the Institute of Medicine, 98,000 people die every year from preventable medical errors – and this number doesn’t include those seriously injured. This is the sixth leading cause of death in America, equivalent to two 737s crashing every day. Trial attorneys see first-hand the effects medical errors have on patients and their families. The best way to have fewer medical malpractice cases is to reduce the number of medical errors. If less people need to seek legal recourse, that means patients are getting safer. Patients that are safer also means lower costs to the health care system. Everyone can support this.
(3) The health care bill cannot limit the legal rights of injured patients. Patients’ rights cannot be used as bargaining chips or compromised. This is why decreasing medical errors is a critical pillar of our efforts, as it will not only decrease the amount of malpractice, but more importantly, keep patients safer.
Last week, AAJ formally released an analysis of scholarly research showing that arguments about medical malpractice and health care costs have been thoroughly debunked by new data. The analysis highlights how new proposals to promote patient safety will have more cost savings than expensive, bureaucratic experiments like health courts. In addition, recent data shows the number of physicians is at an all-time high; rejecting anecdotes that the civil justice system has driven doctors out of business.
The analysis also demonstrates how reducing preventable medical errors is a direct way to improve the current health care system. According to the Institute of Medicine, preventable medical errors kill as many as 98,000 people every year, the nation’s sixth leading cause of death.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
Serving Pottstown, Spring City, Royersford, Limerick, Gilbertsville, Boyertown, Phoenixville, Birdsboro, Douglassville, Bechtelsville
Washington, DC—Continuing to push back against the rhetoric and mistruths in the health care debate, the American Association for Justice (AAJ) today outlined three pillars of its efforts to educate lawmakers and the public on real solutions for reform.
“Over the last month, there has been a great deal of empty rhetoric, mistruths and outright lies about health care reform,” said AAJ President Anthony Tarricone. “Limiting the legal rights of patients will do nothing to cover the uninsured or lower health care costs. Patients’ rights are not bargaining chips.”
In a conference call with reporters, Tarricone outlined three pillars to AAJ’s efforts:
(1) Our country is in desperate need of health care reform, and we must pass a bill that lowers costs and covers the uninsured. It is clear our health care system is in crisis. We fully support the efforts underway to fix health care and bring health and economic security to millions of Americans. Trial attorneys are small businesses as well. We struggle every day to provide health insurance to our own employees. Reforming health care is in everyone’s best interest.
(2) The health care bill must reduce medical errors. According to the Institute of Medicine, 98,000 people die every year from preventable medical errors – and this number doesn’t include those seriously injured. This is the sixth leading cause of death in America, equivalent to two 737s crashing every day. Trial attorneys see first-hand the effects medical errors have on patients and their families. The best way to have fewer medical malpractice cases is to reduce the number of medical errors. If less people need to seek legal recourse, that means patients are getting safer. Patients that are safer also means lower costs to the health care system. Everyone can support this.
(3) The health care bill cannot limit the legal rights of injured patients. Patients’ rights cannot be used as bargaining chips or compromised. This is why decreasing medical errors is a critical pillar of our efforts, as it will not only decrease the amount of malpractice, but more importantly, keep patients safer.
Last week, AAJ formally released an analysis of scholarly research showing that arguments about medical malpractice and health care costs have been thoroughly debunked by new data. The analysis highlights how new proposals to promote patient safety will have more cost savings than expensive, bureaucratic experiments like health courts. In addition, recent data shows the number of physicians is at an all-time high; rejecting anecdotes that the civil justice system has driven doctors out of business.
The analysis also demonstrates how reducing preventable medical errors is a direct way to improve the current health care system. According to the Institute of Medicine, preventable medical errors kill as many as 98,000 people every year, the nation’s sixth leading cause of death.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
Serving Pottstown, Spring City, Royersford, Limerick, Gilbertsville, Boyertown, Phoenixville, Birdsboro, Douglassville, Bechtelsville
Monday, September 7, 2009
Should I sign a medical authorization?
If you are in a car accident and it is another driver's fault, their insurance company will contact you. They will likely ask you for a recorded statement. It is in your best interest not to provide a recorded statement to the other insurance company. They are not on your side, they are looking for information to use against you. Their job is to save their company money and try to pay as little as possible on a claim. The "at-fault" insurance company may also ask you to provide them with a medical authorization. It is in your best interest not to do so. You want to be in control of your own medical records. You can obtain your records yourself and provide those to the other insurance company. Your own insurance company is usually permitted to, under your insurance contract, to obtain a medical authorization from you. Your company typically needs the medical records when processing the medical bills. In Pennsylvania, it's called "No-Fault" for medical. That is, regardless of whose fault it is, your medical bills (up to the limits of your medical coverage) are paid by your own insurance company.
It is recommended that you hire a lawyer who specializes in personal injury claims and car accidents. Our firm has been specializing in these areas of law since 1963. For more information, feel free to contact us. We do not charge any hourly fees for this type of work.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
610-948-4800
www.mayerson.com
Serving Pottstown, Royersford, Limerick, Spring City, Douglassville, Phoenixville, Birdsboro, Gilbertsville, Boyerstown, Bechtelsville
It is recommended that you hire a lawyer who specializes in personal injury claims and car accidents. Our firm has been specializing in these areas of law since 1963. For more information, feel free to contact us. We do not charge any hourly fees for this type of work.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
610-948-4800
www.mayerson.com
Serving Pottstown, Royersford, Limerick, Spring City, Douglassville, Phoenixville, Birdsboro, Gilbertsville, Boyerstown, Bechtelsville
Saturday, August 15, 2009
Should I pursue a personal injury claim?
It depends on whether you have "damages". This means, how have you been affected? Do you have legitimate injuries and/or economic losses? How long have you had to treat with doctors? Have you lost time from work or school? As an experience firm specializing in personal injury law, we can help you answer this. There is no cost to meet with us. We have been in practice helping people for 46 years.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
800-524-7300
Serving Pottstown, Spring City, Royersford, Limerick, Douglassville, Phoenixville, Gilbertsville, Boyerstown, Birdsboro areas
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
800-524-7300
Serving Pottstown, Spring City, Royersford, Limerick, Douglassville, Phoenixville, Gilbertsville, Boyerstown, Birdsboro areas
Sunday, August 9, 2009
How to file a complaint against a licensed professional in Pennsylvania
The Department of State investigates complaints against someone who holds a professional license, such as an accountant, dentist, doctor, realtor, etc. If you believe that such a person has done something in their professional dealings with you that is unethical, immoral, below acceptable standards of the profession, or out of the scope of their profession.
http://www.dos.state.pa.us/bpoa/cwp/view.asp?a=1104&Q=432617
If you would like more information, feel free to contact us. This Complaint with the Department of State is not the same as a civil suit for damages.
David E. Schreiber
www.mayerson.com
Mayerson Schreiber McDevitt, PC
Serving: Pottstown, Spring City, Gilbertsville, Royersford, Limerick, Phoenixville, Birdsboro, Douglassville
http://www.dos.state.pa.us/bpoa/cwp/view.asp?a=1104&Q=432617
If you would like more information, feel free to contact us. This Complaint with the Department of State is not the same as a civil suit for damages.
David E. Schreiber
www.mayerson.com
Mayerson Schreiber McDevitt, PC
Serving: Pottstown, Spring City, Gilbertsville, Royersford, Limerick, Phoenixville, Birdsboro, Douglassville
Saturday, August 1, 2009
Who is responsible for my medical bills if I exhaust the medical coverage available to me under my auto policy?
In Pennsylvania, the minimum of medical coverage required is $5,000. It is also commonly sold in $10,000, $25,000 or $100,000 depending on the carrier.
If your medical expense benefit is exhausted, which may be listed as "PIP" coverage on your policy, you are usually eligible to pass the additional medical costs on to your health insurance plan. However, depending on your type of coverage, your health insurance company may not cover all of your treatments, and may only pay a percentage of your bills.
If your injuries were caused by another driver, you may choose to file a lawsuit against the at-fault party to obtain compensation for your medical bills.
If you would like more information, please contact us.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
Serving: Pottstown, Spring City, Royersford, Gilbertsville, Birdsboro, Phoenixville, Douglassville, Boyertown, Limerick and the local area
Local Lawyers National Reputation
In Pennsylvania, the minimum of medical coverage required is $5,000. It is also commonly sold in $10,000, $25,000 or $100,000 depending on the carrier.
If your medical expense benefit is exhausted, which may be listed as "PIP" coverage on your policy, you are usually eligible to pass the additional medical costs on to your health insurance plan. However, depending on your type of coverage, your health insurance company may not cover all of your treatments, and may only pay a percentage of your bills.
If your injuries were caused by another driver, you may choose to file a lawsuit against the at-fault party to obtain compensation for your medical bills.
If you would like more information, please contact us.
David Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
610-948-4800
Serving: Pottstown, Spring City, Royersford, Gilbertsville, Birdsboro, Phoenixville, Douglassville, Boyertown, Limerick and the local area
Local Lawyers National Reputation
Friday, July 31, 2009
Insurance Company makes low offer on my car
The insurance companies train their adjustors to settle claims for as little as they can. Especially the other person's insurer, if they are at fault, are at odds with you. Their interest to save the company money.
Time is on their side.
Also, the insurance company will typically use the "CCC" valuation to support what their offer is. That is put out by the insurance industry usually deflated valuations. The NADA partically is a value book you should consult. You can also supply prices of "like-kind" vehicles for sale to the insurance company.
There is also the issue of, even if repaired, your vehicle will have a "diminished value" because the damage will show up on a Carfax report. Thus, when you later go to try to sell it, it's value is less than if it had not been in a crash.
If you would like more information, please contact us. Our firm has successfully worked in this area for decades.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
serving Pottstown, Royersford, Spring City, Douglassville, Birdsboro, Phoenixville, Limerick, Gilbertsville, Boyertown
Local Lawyers- National Reputation
Time is on their side.
Also, the insurance company will typically use the "CCC" valuation to support what their offer is. That is put out by the insurance industry usually deflated valuations. The NADA partically is a value book you should consult. You can also supply prices of "like-kind" vehicles for sale to the insurance company.
There is also the issue of, even if repaired, your vehicle will have a "diminished value" because the damage will show up on a Carfax report. Thus, when you later go to try to sell it, it's value is less than if it had not been in a crash.
If you would like more information, please contact us. Our firm has successfully worked in this area for decades.
David E. Schreiber
Mayerson Schreiber McDevitt, P.C.
www.mayerson.com
serving Pottstown, Royersford, Spring City, Douglassville, Birdsboro, Phoenixville, Limerick, Gilbertsville, Boyertown
Local Lawyers- National Reputation
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